The team of lawyers at RAMÉNTOL PUJOL has extensive experience in advising insurance companies in the Principality of Andorra, as well as foreign insurance companies who wish to operate in Andorra through legal mechanisms established and insured clients.

Our multidisciplinary and multilingual consultants, specialized in this sector, offer their services in the following fields of law:


We advise the client in all sectors of the insurance industry and on all products and services provided by insurance companies (life, accident, health, liability, transport, industry, etc.). We establish legal reports on the application and validity of specific clauses in insurance contracts and also negotiate and draft insurance contracts ourselves. We have extensive experience in counselling and preparing legal opinions for foreign insurance companies interested in relocating or extension of their business in the Principality of Andorra.

Our expertise allows us to support the creation of insurance companies, international insurance companies delegations, agencies and insurance brokers in the Principality of Andorra.


Our team of legal experts review applications and possible claims, for insurance companies or their customers, to defend their interests regarding any claim for breach of contractual obligations and for damage.

We assist our clients in any trial concerning the insurance’s civil liability, professional liability, liability arising from the use of vehicles, insurance of labour accidents and other insurance for accidents, illness and life, in defence of their interests to get the best out-of-court settlement, or possibly, in the defence of their rights in court.


We offer insurance companies a continuous advice regarding tax obligations derived from their activity.

We also offer on-going advice regarding the tax implications deriving from the products to be subscribed, so our clients can offer their insured customers the best solution on e.g. pension and life insurance contracts.